Will you be fined up t $2100 this year?
If you Don't have health Insurance you are a Crazy!
Well I know I will get some hate here but I have now had many experiences with the Affordable Care Act or as Opponents like to call it Obamacare. I for one will scream it to the sky and Praise this program it works and on MANY levels. First off did you know if you do Not have health Insurance this year you will be fined around $600.00 WOW.. Honestly for me that was half of the amount it costs to buy Insurance.. Not Smart to not have it. I have studied and Figured out what I THINK I know and I am going to share it here and Hopefully save someone some big money with this post!
YES There are many very vocal people about just how bad it is and etc etc etc.. I hear people say their rates went up and all that kind of Jive.... NOT The way it works for sure... For many years as a Self Employed person I wrote off my medical and Dental because I Itemize on my Tax Return and such. Until a Horrible mistake from My Office Manager and Girlfriend got me Canceled out of My Healthcare plan and they wouldent tame me back after having the same medical insurance for 33 Years and NEVER missing a Payment... Well not cool but I NEVER went to Dr since I was 16 and mom made me go SO screw it for the moment I just got back to work. Enter a New Girlfriend who ended up having all kinds of health problems and having Gall Bladder taken out and Many other Surgeries and procedure... She built up $30,000 in Medical bills so fast and had so many Preexisting conditions that NO ONE would cover her. She was Turned down by every healthcare provider in the state. There WAS Many people out there that did not have ANY options and that is REALLY a Crappy Situation as I have seen first hand with My x Wife and others. There was no one to turn to and NO WAY to get covered.
On the other hand... THEN People who fell into this area would go to Emergency Room instead of the Dr's Office (costing 5 to 10x as much) and they would get a HUGE bill in the mail Pretty soon after a few visits all you get is bills in the mail and there is nothing you can do. This eats a persons Credit History and much more making life pretty Bleak for the person who could not get coverage.
YES There are many very vocal people about just how bad it is and etc etc etc.. I hear people say their rates went up and all that kind of Jive.... NOT The way it works for sure... For many years as a Self Employed person I wrote off my medical and Dental because I Itemize on my Tax Return and such. Until a Horrible mistake from My Office Manager and Girlfriend got me Canceled out of My Healthcare plan and they wouldent tame me back after having the same medical insurance for 33 Years and NEVER missing a Payment... Well not cool but I NEVER went to Dr since I was 16 and mom made me go SO screw it for the moment I just got back to work. Enter a New Girlfriend who ended up having all kinds of health problems and having Gall Bladder taken out and Many other Surgeries and procedure... She built up $30,000 in Medical bills so fast and had so many Preexisting conditions that NO ONE would cover her. She was Turned down by every healthcare provider in the state. There WAS Many people out there that did not have ANY options and that is REALLY a Crappy Situation as I have seen first hand with My x Wife and others. There was no one to turn to and NO WAY to get covered.
On the other hand... THEN People who fell into this area would go to Emergency Room instead of the Dr's Office (costing 5 to 10x as much) and they would get a HUGE bill in the mail Pretty soon after a few visits all you get is bills in the mail and there is nothing you can do. This eats a persons Credit History and much more making life pretty Bleak for the person who could not get coverage.
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Now EVERYONE can get Medical Insurance!!DID YOU KNOW.... The person who cant get Coverage wins Bad Credit and A Screwed up Life.... The Hospitals on the other hand Charge Everything a Emergency Visit Rated and then Turn it all over to the state as bad debt and the State then paid Part and allowed the rest as a Write off.... WTF... Seriously Not cool.. My X wife had a $3200 MRI or Cat Scan that costs a $100 co pay with My new Insurance... Look Im all for business Rights Big or Small and I am 100% for less Government in peoples everyday lives. But when the rules get messed up like this a regular peoples lives are Destroyed and those people Give Big Business the Ability to write that of as a HUGE Profit... Not cool and in the end Taxpayers are the ones footing the Bill for the people who do not have or Could not afford Healthcare.
Well That's all Changed now and Healthcare Reform has Cleared the way for EVERYONE to be able to Obtain good Health insurance and at an Affordable price.
Here is a Link to the full Page below and all 5 years of Improvements. It will be interesting to see just how much this will add in the coming years especially with part of the politicians against it still... Of course you pay for their healthplan they cannot be denied... So why should they care? I have hit up just a few of the Hundreds of things that the Affordable Car Act does for you and Those Connected to you. It really is an Interesting read and you may actually be able to get your healthcare cheaper through this plan its the same coverage just in a Marketplace that is moe Open and Straight Forward This Really is an Interesting read.
If you don't have healthcare its your own faultYeah.... Not really anyway to say it... My X Wife pays about $11 a month for a Good plan... there is literally not ANY way that it could be a bad investment... Unless of course you just plan on Not being able to pay for the services you use and be a Drain on Society.
IMPORTANT Fact for those WITH Medical Insurance.If you already have a Healthcare Plan and have NOT looked at your Local Marketplace you REALLY Should you could Literally save THOUSANDS a year and Keep the same Exact Coverage and Health plan you have Now Kaiser, Blue Cross They are pretty much all there just at a better rate in the end.
If you don't have Healthcare and You have NOT Visited your local Marketplace because you refer to it as "Obamacare" and wont look...
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Dont Get caught with your Pants down & Pay a $685 or $2100 Fine this Year!!!
ONLY 6 WEEKS Left!!!! Are you paying the $600+ fine this year?? As a Self Employed NON Government or Big Business Employee. Just a Small Business Owner. I MUST Piss off the Facebook Extremists and say.. Thank you President Obama for the Affordable Care Act.... Bureaucrats are against it, But they are Rich Greedy Pricks who get their Health Insurance FREE from the Government. First off... I Never voted for Barack Obama With all the Hate and BS I hear. One thing I can say is "Obamacare" works its Cheaper and is great! Everyone basically gets to Itemize their healthcare & Cant be Turned away...
I am glad that ANY Politician FINALLY took Healthcare serious enough to do something about it.
Anyone who says they cannot afford Health Insurance with this Federal system intact & State Initiatives that walk you through it is Full of Poo Poo likely pissing their money away and its their own Fault. My X could Not get Covered before 2012 and now she is and has 30 plans Available from as little as $11 to $197... WOW... Mine was also Easy and only took about 45 mins on the online application including picking the plan. You have about 6 weeks and then you will NOT be able to join the "Marketplace" Again until next November and you WILL pay a Federal Fine.... As you well should if you cant cough up $11 a month!
I am glad that ANY Politician FINALLY took Healthcare serious enough to do something about it.
Anyone who says they cannot afford Health Insurance with this Federal system intact & State Initiatives that walk you through it is Full of Poo Poo likely pissing their money away and its their own Fault. My X could Not get Covered before 2012 and now she is and has 30 plans Available from as little as $11 to $197... WOW... Mine was also Easy and only took about 45 mins on the online application including picking the plan. You have about 6 weeks and then you will NOT be able to join the "Marketplace" Again until next November and you WILL pay a Federal Fine.... As you well should if you cant cough up $11 a month!
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Most people who are against this have no clue what "it" is
In short the Affordable Care act Helps EVERYONE & Takes the load off of everyone for paying for people who choose not to be covered and still Breed, Get Inured and Go to hospital raising Medical and Tax costs to ALL Citizens.
Now I'm no Idiot Savant & do NOT know the in's and Outs of The Affordable Care Act and I am SURE there are problems and Areas that need Upgrading fixing and overhaul. That said it is Much smarter to have SOMETHING in place and be working towards a plan vs just Arguing & in a Stalemate both sides unable to compromise. |